Ford’s Ranger Raptor is bound to be simply as scorching as its F-150 Raptor and Bronco Raptor stablemates. I may solely think about what’s going to occur with these items on the supplier degree. However should you do handle to discover a supplier prepared to promote you one at MSRP, you’re nonetheless going to be paying a reasonably penny a month. As Automobiles Direct identified, don’t anticipate to drop underneath $1,000 per month if you would like this off highway pickup.
After all, like most new automobiles now (and particularly relating to something enjoyable, or designed for efficiency), you need to pay to play. The Ranger Raptor isn’t low cost. Together with vacation spot, it begins at $56,960. That worth makes it the priciest Ranger you should buy, and one of many priciest off-road trims available on the market (solely the Chevy Colorado Desert Boss and GMC Canyon AT4X are dearer, not less than till we learn the way a lot the brand new Toyota Tacoma Trailhunter prices).
Head over to Ford’s web site and stick to the fundamental, option-free $56,960 Raptor, then estimate your pricing. Ford defaults to a seven-p.c APR with 10 p.c down ($5,690) and a 60-month time period. Other than the APR, that doesn’t appear too unhealthy… till you get to the cost.
You’ll be paying $1,016 monthly for the privilege to drive the Ranger Raptor. Have respectable credit score and acquired permitted with zero down? Good for you. However that cost continues to be going to increase by $112.
If that’s an excessive amount of for you, there’s a approach to get a Ranger Raptor cost underneath $1,000 a month, but it surely’s going to harm. As Automobiles Direct factors out, you may go for a 72-month time period. That’ll get you a cost of $972. However you’re going to be paying greater than $13,000 in curiosity over these six years. Which means you’ll be paying almost $70,000 for a $56,000 pickup.
Finally, although, none of this will matter. Vendor markups on this factor are going to lead to individuals paying rather more than they need to. One of the best factor you are able to do is both wait it out, or be good financially and don’t stretch your self skinny simply to have the ability to drive one in all these items.